Fear of the future sells insurance. Because we can't predict the future, we want to be ready to cover our financial needs if, or when, something bad happens. Insurance companies understand this fear and offer a variety of insurance policies designed to protect us from a host of calamities that range from disability to disease and everything....


How well does your homeowners' insurance really protect you? You’d think most people would know the answer, but a recent national survey found that more than 60% of respondents were either not familiar or only somewhat familiar with the details of their insurance policies. Almost 40% weren’t fully confident that their coverage w....


Due to the litigious nature of our society and the rising cost of vehicles, car insurance rates are hefty throughout the nation. The bad news is that insurance isn't likely to lessen in price any time soon. The good news is that there are things that you can do to minimize increases and/or lessen the burden on you....


Millions of Americans make donations of cash and property to the charities of their choice each year. However, while these donations can provide valuable tax deductions, many donors are left wishing that they could do more for the charities that they love and support. Some donors would therefore be wise to consider using their life insurance po....


Do you know your insurance score? Most people don't even realize that they have one until they receive an "adverse-action" notice in the mail notifying them that, based on their insurance score, they don't qualify for the lowest pricing available from their insurance provider. To help you decipher what all this means, here we ....


Life insurance can be used for many purposes, such as income replacement, college-education funding and wealth preservation. But sometimes, just when you need life insurance the most, you can't get it because of poor health. Nevertheless, don't be so quick to jump on the "I'm uninsurable" bandwag....


Looking for a career that offers a big potential financial upside, a wealth of job opportunity and the lure of self-employment? If you enjoy forging relationships and are committed to client service (and can handle plenty of rejection), insurance sales could well be for you. Th....


From headline-grabbing tsunamis, hurricanes and wildfires that wipe out entire towns, to floods and electrical fires that affect a single home, disasters are a fact of life. While nobody wants to experience one of these events firsthand, everybody should be prepared to recover from one should the unthinkable happen. Here we offer some tips that....


Statistics show that nearly three-quarters of senior citizens in America today will need some form of long-term care before they die, and the cost of this care via long-term care insurance has spiraled steadily upward every year with no end in sight. As a financial advisor, your ability to provide competent advice to your clients in this area c....


The ocean breeze fills your nose as the sun turns your pale skin into a golden hue - could this vacation be any sweeter? But suddenly, clouds block out the rays and a thunderous bolt of lightning sends you scurrying to gather up your towel and island drinks amidst drenching rain and pounding waves. Your vacation is ruined! It's a good thing....

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